BROKER COMPARISON TOOL

XM vs CFI

Side-by-side regulation, cost, platforms, and score -- generated from the same disclosed data and methodology behind our rankings.

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Broker A

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Broker B

	XM	CFI
Overall score	3.42 / 5	3.88 / 5
Regulation	CySEC No. 120/10 + FCA-licensed (FRN unconfirmed) + FSA Seychelles No. SD010 FCA-licensed; firm reference number not independently confirmed. XM also operates a second Seychelles-licensed entity, XM (SC) Limited, under licence SD190	EU-regulated (MiFID passporting) + FCA No. 828955 + FSA Seychelles No. SD107 Held by Credit Financier Invest Limited, a separate UK group entity from the Dubai-headquartered Credit Financier Invest (CFI) Ltd reviewed as this broker's primary entity.
Entity	Trading Point of Financial Instruments Ltd	Credit Financier Invest (CFI) Ltd
Founded	2009	1998
Headquarters	Limassol, Cyprus	Dubai, UAE
Minimum deposit	$5	No minimum
Avg. spread (EUR/USD)	1.1 pips	0.4 pips
Platforms	MT4, MT5	MT5, cTrader, TradingView, Proprietary (CFI Trading App)
Other Tier-1 regulators	ASIC, DFSA	FSCA
Instruments	1,000+ across forex, stocks, indices, commodities, metals, crypto	1500+ instruments across forex, stocks, energies, metals, indices, ETFs, crypto, bonds and futures
Visit	Visit XM	Visit CFI

Full XM review → · Full CFI review → · Compare different brokers →

How this score is calculated: Nine weighted categories against a fixed, disclosed rubric -- regulation & client protection 30%, trading costs 20%, non-trading fees 10%, platforms & tools 10%, execution/trading conditions 10%, product range 5%, deposits/withdrawals 5%, transparency 5%, track record 5% -- not a ranking relative to other brokers, and not hands-on tested. See the full methodology. Verify current terms directly with the broker and its regulator's public register before depositing funds. This is not personalized financial advice.