CFI Financial Group traces its roots to Credit Financier Invest SAL, founded in Beirut in 1998, was reorganized as CFI Financial Group in 2015, and moved its headquarters to Dubai in 2017, and has fully phased out MT4 in favor of MT5, cTrader and TradingView.
| Regulated entity | Credit Financier Invest (CFI) Ltd |
|---|---|
| Regulation | EU-regulated (MiFID passporting) + FCA No. 828955 + FSA Seychelles No. SD107 |
| Other Tier-1 regulators | FSCA |
| Founded | 1998 |
| Headquarters | Dubai, UAE |
| Minimum deposit | No minimum |
| Avg. spread (EUR/USD) | 0.4 pips |
| Platforms | MT5, cTrader, TradingView, Proprietary (CFI Trading App) |
| Instruments | 1500+ instruments across forex, stocks, energies, metals, indices, ETFs, crypto, bonds and futures |
See CFI's full regulation dossier → · How to check whether a forex broker is regulated
Derived from the same confirmed data behind this broker's score (regulation, cost, platforms, deposit minimum) -- not a separate editorial judgment.
Via its FCA-regulated UK entity, eligible clients are covered by the UK's Financial Services Compensation Scheme (FSCS) up to £85,000 per person if the firm fails. Via its EU-regulated entity (MiFID passporting), eligible clients are covered by that entity's home EU member state's investor compensation scheme -- typically up to €20,000, though the exact scheme and cap depend on which country licenses the entity. Via its Seychelles FSA-licensed entity, there is no statutory investor compensation scheme -- if that entity fails, there is no guaranteed fund to recover client money from.
Beyond the headline spread and minimum deposit above. Where our research hasn't independently confirmed a specific detail, we say so rather than guess -- verify directly with the broker before relying on it.
| Account types | Two tiers reported: a Zero Commission account (spreads roughly 0.4-1.1 pips) and a Dynamic Trader account (spreads from near 0.0 pips plus a per-trade commission), both with no minimum deposit per some sources. Leverage figures as high as 1:500 are advertised in some group marketing material, which would not apply to CySEC-regulated EU retail clients (capped at 1:30 under ESMA rules) -- a discrepancy worth flagging. Islamic/swap-free account availability is disputed: one source states CFI does not offer one, which would be unusual for a Cyprus-regulated broker with MENA-focused marketing and should be verified directly rather than assumed either way. |
|---|---|
| Execution model | Not independently confirmed -- no explicit market-maker/STP/ECN classification was found for this entity. MT5, cTrader and copy trading are confirmed as available. |
| Withdrawals & deposits | One comparison source states no withdrawal fees are charged, but this wasn't corroborated by a second independent source, and no specific processing times or minimums were found. |
| Overnight financing (swap) | Not independently confirmed -- no CFI-specific swap-calculation methodology was found in this research pass. |
| Currency conversion cost | Not independently confirmed -- no specific figure was found. |
| Inactivity fee | One comparison source states no inactivity fee is charged; this is only provisionally confirmed, as it wasn't corroborated by a second independent source. |
| Customer service | Sources disagree: one cites a strong Trustpilot rating around 4.7/5 (roughly 2,100 reviews), while another flags unreliable customer support as a drawback. Separately, CFI's Cyprus entity settled with CySEC for €150,000 over possible AML/compliance shortcomings -- a confirmed regulatory fact worth disclosing. |
| Mobile experience | CFI's apps collectively average around 3.7/5 on Google Play across a small portfolio of roughly five finance apps (not isolated to one trading app specifically), with one app showing 500,000+ installs; no single clean App Store rating was isolated for comparison. |
| Educational offering | Reviews mention copy trading, webinars and other educational resources, though at least one source notes some content is limited to certain accounts or regions; no independent numeric education score was found specifically for CFI. |
See how CFI's spread cost compares across every researched broker → · Forex broker fees explained
Is CFI regulated?
Yes -- EU-regulated (MiFID passporting) + FCA No. 828955 + FSA Seychelles No. SD107. See the regulation dossier on this page for the underlying licence numbers.
Is my money protected if CFI fails?
Via its FCA-regulated UK entity, eligible clients are covered by the UK's Financial Services Compensation Scheme (FSCS) up to £85,000 per person if the firm fails. Via its EU-regulated entity (MiFID passporting), eligible clients are covered by that entity's home EU member state's investor compensation scheme -- typically up to €20,000, though the exact scheme and cap depend on which country licenses the entity. Via its Seychelles FSA-licensed entity, there is no statutory investor compensation scheme -- if that entity fails, there is no guaranteed fund to recover client money from.
What is the minimum deposit at CFI?
Our research confirms a minimum deposit of No minimum.
What trading platforms does CFI offer?
CFI offers MT5, cTrader, TradingView, Proprietary (CFI Trading App).
What is CFI's average spread on EUR/USD?
Our research confirms an average EUR/USD spread of 0.4 pips. See our cost calculator to compare this across every broker we've reviewed.
When was CFI founded?
CFI was founded in 1998.
How is CFI's overall score calculated?
CFI currently scores 3.88/5 overall under our disclosed nine-category methodology -- regulation & client protection 30%, trading costs 20%, non-trading fees 10%, platforms & tools 10%, execution/trading conditions 10%, product range 5%, deposits/withdrawals 5%, transparency 5%, track record 5%. It is not a comparison to other brokers and not based on hands-on testing.
A dated log of when our own published data about this broker actually changed -- not a reconstructed history of what the broker itself did. See the full change log tool for every broker.
EU clients typically served under Central Bank of Ireland / MiFID passporting rather than a direct CySEC CIF licence -- worth confirming which entity applies to you.
Publicly listed on Nasdaq (IBKR) and an S&P 500 constituent, Interactive Brokers is one of the largest electronic brokers globally by client equity, with access to 150+ markets worldwide. Founder Thomas Peterffy remains Chairman. Widely regarded as a low-controversy, Category-A-regulator-only broker relative to CFD-focused peers.
ThinkMarkets is a dual-headquartered (Melbourne/London) group founded in 2010 by brothers Nauman and Faizan Anees, in which each of its major-jurisdiction licences (FCA, ASIC, FSCA, DFSA, FMA) sits in a different legal entity from its CySEC-licensed European arm.