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BROKER REVIEW · RANK #28 OF 139

Finalto review

Finalto operates primarily as a B2B liquidity and prime-of-prime provider rather than a direct-to-retail sign-up broker, with offices across London, Cyprus, Dubai, Singapore and Sydney and no publicly disclosed retail minimum deposit or spread figures.

3.37 / 5 overall CySEC No. 264/15 + FCA-licensed (FRN unconfirmed)
Data last reviewed: 8 October 2026 Regulation last reviewed: 8 October 2026 Pricing last checked: March 2026 Next scheduled review: January 2027
Worth knowing: FCA-licensed; firm reference number not independently confirmed.
Compare vs another broker Find similar brokers See alternatives Verify on CySEC register Verify on FCA register Visit Broker
Regulated entityFinalto EU Ltd
RegulationCySEC No. 264/15 + FCA-licensed (FRN unconfirmed)
Other Tier-1 regulatorsASIC
FoundedNot independently confirmed
HeadquartersLondon, UK (Finalto EU Ltd's registered office is in Nicosia, Cyprus)
Minimum depositNot independently confirmed
Avg. spread (EUR/USD)Not independently confirmed
PlatformsMT4, MT5
InstrumentsLiquidity, prime-of-prime and white-label solutions across forex and CFDs on indices, commodities and equities, aimed at B2B/institutional clients rather than direct retail sign-ups

See Finalto's full regulation dossier → · How to check whether a forex broker is regulated

Strengths

    Weaknesses

    • Thinner regulatory footprint than most peers on this list
    • Minimum deposit and/or EUR/USD spread could not be independently confirmed -- check current terms directly with the broker.
    • Founding year could not be independently confirmed, so operating history could not be scored.

    Score breakdown

    Regulation & client protection
    3.4 / 5
    Trading costs Not enough confirmed data to score
    Non-trading fees
    3 / 5
    Platforms & tools
    2.6 / 5
    Execution / trading conditions
    4 / 5
    Product range
    3 / 5
    Deposits & withdrawals
    3 / 5
    Transparency
    5 / 5
    Track record Not enough confirmed data to score

    Who Finalto is -- and isn't -- a good fit for

    Likely a good fit if you're...

    • EU- and/or UK-based traders who want the regulatory protections and investor compensation scheme that come with a CySEC and/or FCA licence (see Investor protection below).

    Look elsewhere if you're...

    • No specific "not for" signal in our researched criteria -- still confirm current terms directly with the broker.

    Derived from the same confirmed data behind this broker's score (regulation, cost, platforms, deposit minimum) -- not a separate editorial judgment.

    Investor protection

    Via its FCA-regulated UK entity, eligible clients are covered by the UK's Financial Services Compensation Scheme (FSCS) up to £85,000 per person if the firm fails. Via its CySEC-regulated Cyprus entity, eligible clients are covered by Cyprus's Investor Compensation Fund (ICF) up to €20,000 per person if the firm fails.

    Accounts, costs & support in more depth

    Beyond the headline spread and minimum deposit above. Where our research hasn't independently confirmed a specific detail, we say so rather than guess -- verify directly with the broker before relying on it.

    Account typesNo retail account-tier structure was found -- Finalto operates as a B2B prime-of-prime/liquidity provider serving brokers, hedge funds, family offices and institutions via a single cross-margined account covering 800+ instruments, not retail standard/pro/Islamic/demo tiers.
    Execution modelInstitutional prime brokerage and liquidity provision with sub-2-microsecond matching-engine execution across its own infrastructure -- effectively an ECN/DMA-style liquidity model for its broker clients, not a retail execution model, so it's not meaningful to ask whether this varies "by account type."
    Withdrawals & depositsNot found -- B2B settlement terms aren't publicly disclosed, as is typical for institutional contracts.
    Overnight financing (swap)Not found -- not publicly disclosed.
    Currency conversion costNot found.
    Inactivity feeNot found -- not applicable given there's no retail account structure.
    Customer serviceNot found in independent retail-review sources, as expected since Finalto isn't reviewed by retail-focused sites like Trustpilot or ForexBrokers.com in the way retail brokers are.
    Mobile experienceNot found.
    Educational offeringNot found -- Finalto publishes institutional/trade-press content rather than retail education.

    See how Finalto's spread cost compares across every researched broker → · Forex broker fees explained

    Frequently asked questions

    Is Finalto regulated?

    Yes -- CySEC No. 264/15 + FCA-licensed (FRN unconfirmed). See the regulation dossier on this page for the underlying licence numbers.

    Is my money protected if Finalto fails?

    Via its FCA-regulated UK entity, eligible clients are covered by the UK's Financial Services Compensation Scheme (FSCS) up to £85,000 per person if the firm fails. Via its CySEC-regulated Cyprus entity, eligible clients are covered by Cyprus's Investor Compensation Fund (ICF) up to €20,000 per person if the firm fails.

    What is the minimum deposit at Finalto?

    Not independently confirmed in our research -- verify directly with the broker.

    What trading platforms does Finalto offer?

    Finalto offers MT4, MT5.

    What is Finalto's average spread on EUR/USD?

    Not independently confirmed in our research -- verify directly with the broker.

    When was Finalto founded?

    Not independently confirmed in our research -- verify directly with the broker.

    How is Finalto's overall score calculated?

    Finalto currently scores 3.37/5 overall under our disclosed nine-category methodology -- regulation & client protection 30%, trading costs 20%, non-trading fees 10%, platforms & tools 10%, execution/trading conditions 10%, product range 5%, deposits/withdrawals 5%, transparency 5%, track record 5%. It is not a comparison to other brokers and not based on hands-on testing.

    How this score is calculated: Nine weighted categories against a fixed, disclosed rubric -- regulation & client protection 30%, trading costs 20%, non-trading fees 10%, platforms & tools 10%, execution/trading conditions 10%, product range 5%, deposits/withdrawals 5%, transparency 5%, track record 5% -- not a ranking relative to other brokers, and not hands-on tested. See the full methodology. Verify current terms directly with the broker and its regulator's public register before depositing funds. This is not personalized financial advice.

    Recent changes

    A dated log of when our own published data about this broker actually changed -- not a reconstructed history of what the broker itself did. See the full change log tool for every broker.

    01 8 October 2026 Baseline recorded -- change tracking starts here. No prior change history is available for this broker.

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