Newer than most on this list but grew fast; low minimum deposit and commission-free pricing on most instruments.
| Regulated entity | Capital Com SV Investments Ltd |
|---|---|
| Regulation | CySEC No. 319/17 + FCA No. 793714 |
| Other Tier-1 regulators | ASIC, FSCA |
| Founded | 2016 |
| Headquarters | Limassol, Cyprus |
| Minimum deposit | $20 |
| Avg. spread (EUR/USD) | 0.6 pips |
| Platforms | Proprietary, MT4, TradingView |
| Instruments | Forex, indices, commodities, shares, crypto CFDs |
See Capital.com's full regulation dossier → · How to check whether a forex broker is regulated
Derived from the same confirmed data behind this broker's score (regulation, cost, platforms, deposit minimum) -- not a separate editorial judgment.
Via its FCA-regulated UK entity, eligible clients are covered by the UK's Financial Services Compensation Scheme (FSCS) up to £85,000 per person if the firm fails. Via its CySEC-regulated Cyprus entity, eligible clients are covered by Cyprus's Investor Compensation Fund (ICF) up to €20,000 per person if the firm fails.
Beyond the headline spread and minimum deposit above. Where our research hasn't independently confirmed a specific detail, we say so rather than guess -- verify directly with the broker before relying on it.
| Account types | Rather than separate execution-type accounts, Capital.com layers service/deposit tiers (Standard, Plus, Premier) onto one CFD account. It also offers a "1X CFD" no-leverage option (still carries market risk), an Islamic/swap-free account on request, and a Professional account with higher leverage for eligible clients. There's no separate ECN/raw-spread account. |
|---|---|
| Execution model | Market maker, with spread-only pricing and no separate commission on most instruments. |
| Withdrawals & deposits | No Capital.com-side deposit or withdrawal fees (bank/processor fees may still apply). Card, Apple Pay and PayPal deposits are instant; PayID/bank transfer can take up to 24 business hours. Withdrawals are processed within 24 hours (91% within 5 minutes per Capital.com's own claim), though funds can take up to 5 business days to actually land. Minimum deposit $10 (cards/Apple Pay) or $50 (wire); minimum withdrawal $50. |
| Overnight financing (swap) | Daily fee = Capital.com's own fee (reported around 4%/year, divided by 360 or 365) plus or minus the relevant benchmark rate (e.g. SOFR for USD, SONIA for GBP). A reported policy change now charges the administrative component only on net exposure rather than gross position, cutting overnight costs roughly in half for fully hedged portfolios. Islamic/swap-free accounts remove this charge. |
| Currency conversion cost | 0.7% of the spot forex rate for retail clients, 0.5% for professional clients -- per Capital.com's own published fees page. |
| Inactivity fee | $10/month (or base-currency equivalent) after 12 months of no activity, described by Capital.com as an administration/maintenance charge. |
| Customer service | Trustpilot rates it around 4.6/5 ("Excellent") from roughly 13,000 reviews, with over 70% five-star; reviewers repeatedly describe support as helpful, patient and efficient. About 10% of ratings are one-star, with withdrawal delays and slow support the main complaint categories. |
| Mobile experience | Google Play rating around 4.5/5 from 60,000+ reviews and 5 million+ downloads. Capital.com runs three apps (its main trading app, the education-focused "Investmate," and MT4); reviewers praise smooth performance and integrated news/education. |
| Educational offering | The Investmate app offers 30+ structured courses for beginners, integrated with the main app's news/education feed -- independent commentary treats this as a genuine differentiator versus a typical broker education page. |
See how Capital.com's spread cost compares across every researched broker → · Forex broker fees explained
Is Capital.com regulated?
Yes -- CySEC No. 319/17 + FCA No. 793714. See the regulation dossier on this page for the underlying licence numbers.
Is my money protected if Capital.com fails?
Via its FCA-regulated UK entity, eligible clients are covered by the UK's Financial Services Compensation Scheme (FSCS) up to £85,000 per person if the firm fails. Via its CySEC-regulated Cyprus entity, eligible clients are covered by Cyprus's Investor Compensation Fund (ICF) up to €20,000 per person if the firm fails.
What is the minimum deposit at Capital.com?
Our research confirms a minimum deposit of $20.
What trading platforms does Capital.com offer?
Capital.com offers Proprietary, MT4, TradingView.
What is Capital.com's average spread on EUR/USD?
Our research confirms an average EUR/USD spread of 0.6 pips. See our cost calculator to compare this across every broker we've reviewed.
When was Capital.com founded?
Capital.com was founded in 2016.
How is Capital.com's overall score calculated?
Capital.com currently scores 3.5/5 overall under our disclosed nine-category methodology -- regulation & client protection 30%, trading costs 20%, non-trading fees 10%, platforms & tools 10%, execution/trading conditions 10%, product range 5%, deposits/withdrawals 5%, transparency 5%, track record 5%. It is not a comparison to other brokers and not based on hands-on testing.
Ratings as found via each site's published/indexed content, not our own testing and not independently re-verified against the live page -- treat as a snapshot and check the source before relying on it. Each card links to where we found it.
A dated log of when our own published data about this broker actually changed -- not a reconstructed history of what the broker itself did. See the full change log tool for every broker.
EU clients typically served under Central Bank of Ireland / MiFID passporting rather than a direct CySEC CIF licence -- worth confirming which entity applies to you.
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ThinkMarkets is a dual-headquartered (Melbourne/London) group founded in 2010 by brothers Nauman and Faizan Anees, in which each of its major-jurisdiction licences (FCA, ASIC, FSCA, DFSA, FMA) sits in a different legal entity from its CySEC-licensed European arm.